The Healthcare Crisis: What Happened?

It’s no secret that healthcare costs are out of control. In the past, just about everything was subject to a deductible, including coinsurance, prescriptions, doctor visits, and hospital stays. Then, managed care became main stream and consumers became uninvolved in the true cost of healthcare by paying only the required $10 - $20 copay.

The true costs were unloaded on the insurance companies and employers. Costs began to rise because providers had "guaranteed" patients through the networks and no incentive to offer competitive pricing.

The result is an "insulated" consumer – one who is shielded from making financially responsible healthcare decisions, oblivious to the actual costs. Healthcare costs have continued to inflate with no end in sight.

What’s the solution?
Consumer-Driven Healthcare: A product of consumerism.

Click here to learn about Consumer-Driven Healthcare