We are a family of hard-working, down-to-earth people. We work hard to be the best in our business and believe we are changing lives in the process. We promote from within whenever possible, and we are committed to building our team members into their best selves. We are quick to recognize talent and performance. Plus, who doesn't appreciate the opportunity to work in a hybrid work environment?
We believe it is important to care for the mental, physical and financial well-being of our team members. We offer an array of resources to help employees live healthier lives, get help when they need it and achieve their financial goals.
We care about our community and our employee-led stewardship team makes sure our actions match our words. We incentivize opportunities for team members to give back to their community.
We are constantly investing in communication technology to empower our team members to achieve a positive balance between their work and their life. Most of our positions qualify for a hybrid work schedule.
Career resources in a convenient location.
A deep sense of community focused on your well-being.
Servicing a national base of businesses & clients.
We provide the necessary training for you to develop your abilities.
We are always growing and we want you to do the same.
Accessible leaders committed to your development.
Curious to learn more about joining our team? Browse our available positions and find the right fit for you.
Through UnitedHealthcare, UMR and HealthSCOPE Benefits creates and publishes the Machine-Readable Files on behalf of Gilsbar.
To link to the Machine-Readable Files, please click on the URL provided: transparency-in-coverage.uhc.com
Select carriers offer individual ERP coverage. Contact us via chat, phone 888-472-4352, or email plsupport@gilsbar.com to find out which options are available.
Policy coverage varies by carrier. Please contact us via chat, phone 888-472-4352, or email plsupport@gilsbar.com to review the coverage you have in place.
Pay online using your banking information at www.gilsbarpro.com/PayPremium - Pay in monthly or quarterly installments. Contact us if you are interested in financing. - Pay by check payable to Gilsbar and mailed to: Gilsbar, 2100 Covington Centre, Covington, LA 70433
Claim Reporting information may be found on your policy Declarations Page. Claims may also be reported to Gilsbar by emailing your agent or by emailing plsupport@gilsbar.com
There are coverage options available. Please click here to Get a Quote.
Most carriers will endorse Title Agency coverage on the Lawyers Professional Liability policy when the Title Agency is owned by the law firm, the majority of the TA clients are also clients of the law firm, and the TA activities are ancillary to the firm's traditional legal services. A stand-alone Title Agency E&O policy is available when the LPL policy is unable to endorse the TA. Please contact via chat, phone 888-472-4352, or email plsupport@gilsbar.com to find the best product to suit your needs.
Generally, prerequisites to the invocation of the ERP coverage include expiration of the policy, non-renewal of the policy, and expiration of any automatic extended reporting period. The letter you received will outline the specific conditions required. Please contact us via chat, phone 888-472-4352, or email plsupport@gilsbar.com for more information.
No. Generally, ERPs are only available for purchase within the first 30- 60 days after the policy's expiration, depending on the carrier.
The claims-made policy will provide coverage not only for the current policy period, but the previous policy periods dating back to the firm’s prior acts date listed in the current policy. When an incident leading to a claim is reported it must have occurred on or after the policy’s prior acts date.
Contact us via chat, phone 888-472-4352, or email plsupport@gilsbar.com.
CEIL = Claims Expenses Inside the Limits CEOL = Claims Expenses Outside the Limits Most policies provide that claims expenses (attorney`s fees and other costs associated with a claim) are included inside the Limits of Liability of the policy (CEIL). Therefore, these expenses reduce the amount of dollars available to settle a claim or pay a judgment. Typically, Claims Expenses Outside the Limits (CEOL) is an Additional Coverage, which may be added to the policy via endorsement. If CEOL is offered, that means that claims expenses (attorney`s fees and other costs associated with a claim) are outside of the Limits of Liability of the policy. Therefore, these expenses do not reduce the amount of dollars available to settle a claim or pay a judgment.
FDD = First Dollar Defense This means the deductible does not apply to defense costs if no indemnity/loss is paid.
In most cases, the attorney's work done on behalf of the firm will remain covered as long as the firm's policy remains in place.
Step-rate is an industry-wide pricing structure where the cost of insurance increases incrementally during the first few years of coverage. Premium rates are reduced due to the lack of previous years exposure. Lawyers Professional Liability carriers typically have a 5 -7 year step rate factor.
The per-claim deductible is applied to each claim made during the policy period and applies to the first money paid on the claim.
The aggregate deductible is the total deductible amount paid out by the firm during the policy term regardless of claim frequency.
ERP = Extended Reporting Period
An ERP (also known as “tail coverage”) is a set amount of time to report claims after the policy has expired. Professional liability insurance is written on a “claims-made and reported basis,” which means that claims have to be made against the policyholder and reported to the insurance company during the policy year in which the claim is made. Once the policy has terminated or been cancelled and a claim is made against an insured and reported to the insurer, there is no coverage unless the policy contains an ERP. An ERP extends the time allowed to report claims that were made against the insured during the ERP as long as they resulted from a wrongful act that occurred during the term of the policy. An ERP is not a new policy, and any claim submitted during the ERP is governed by the terms and conditions of the terminated policy.
Automatic ERP - Depending upon the specific policy language, many policies provide a free automatic ERP for 30-60 days after the policy's expiriation.
Non-Practicing ERP - Many policies provide an option for a free ERP upon the retirement of the professional depending upon the length of time the professional has been insured with the carrier. Some carriers also have a minimum age requirement. This option should only be selected by professional who are totally and permanently ceasing practice as the ERP becomes null and void if the professional returns to practice.
Death ERP or Disability ERP - Many policies provide the option of a free ERP upon the death or total and permanent disability of the professional.
The lateral hire exclusion limits coverage for an attorney to services rendered on behalf of the named insured firm. Typically, the policy already limits coverage for of counsel and independent contract attorneys to services rendered on behalf of the named insured firm so this exclusion would not be necessary.
When a firm splits, the firm may choose to cancel the policy and puchase an ERP or elect to carry Predecessor Firm coverage on a new policy. There may also be an option for the majority shareholders of the firm to maintain the exisiting policy. Most policies provide Predecessor Firm Coverage, at no additional charge, which affords coverage for the acts of the firm that preceded the current insured organization. Please contact us via chat, phone 888-472-4352, or email plsupport@gilsbar.com for more details.
A copy of your policy may be requested by contacting us via chat, phone 888-472-4352, or email plsupport@gilsbar.com
Typically, the declarations page can be found as the first page of the policy document.
For a list of CNA LPL Supplements, please click here: https://www.gilsbarpro.com/supplements
Generally, the policy's Definition of Insured outlines who is covered by the policy. Some policies extend coverage to title agents and trustees/others in fiduciary capacity. Contact your agent for more details regarding your coverage.
Workers’ compensation insurance benefits are available to employees who are injured or become ill as a result of a work-related incident. If one of your employees is injured on the job and is medically authorized to take time off from work, he or she will be reimbursed for lost wages and all of the medical expenses related to the treatment and rehabilitation.
If employees are injured, they should notify you immediately to file a report. This will initiate the process for receiving workers’ compensation benefits.
Lost compensation is payable during the time period in which employees are authorized by their treating physicians. Benefits are paid weekly at a state-specific percentage rate of their average weekly wage, up to a maximum dollar amount. There is also a state-specified waiting period before benefits are available.
An IME is an exam by a medical professional other than the physician who first examined an injured or ill employee. As the employer—and insurance carriers—you can request an IME to confirm an original diagnosis and treatment plan.
Non-compliance with recommended medical treatments, therapy or return-to-work plans may jeopardize workers’ compensation benefits.
The most important thing is to convince your employees that maintaining a safe workplace is vital and will consequently reduce your insurance costs. Here are some other ways to control costs:
• Implement a return-to-work policy in which employees work modified duty until they are fully healthy to do their jobs.
• Orient and train your employees on safe practices necessary for their job functions and tasks.
• Insist that employee claims are reported promptly.
• Investigate the cause of injuries and illnesses.
Cyber liability insurance is specifically designed to address the risks that come with using modern technology; risks that other types of business liability coverage simply won’t. The level of coverage your business needs is based on your individual operations and can vary depending on your range of exposure. It is important to work with a broker that can identify your areas of risk so a policy can be tailored to fit your unique situation.
A traditional business liability policy is extremely unlikely to protect against most cyber exposures. Standard commercial policies are written to insure against injury or physical loss and will do little, if anything, to shield you from electronic damages and the associated costs they may incur. Exposures are vast, ranging from the content you put on your website to stored customer data. Awareness of the potential cyber liabilities your company faces is essential to managing risk through proper coverage. Possible exposures covered by a typical cyber liability policy may include the following: data breaches, intellectual property rights, damages to a third-party system, system failure, cyber extortion, & business interruption.
Regardless of whether or not you outsource your IT services, the company that initially collects data and records from clients can be held responsible if a data breach occurs. This means that, even if you use third-party vendors, the legal burden of a breach will fall on you. What’s more, depending on the type of contract you have with your vendors, your legal recourse may be limited.
Even the smallest cyber attacks can be costly to your organization. The average cost of a breach is about $158 per stolen record and, for small and medium-sized enter-prises, a cyber security event can cost $36,000 or more. In some cases, cyber attacks have cost or-ganizations millions.
As the market continues to stabilize, premiums will go down considerably. Regardless, the benefits of a cyber liability policy far outweigh any initial expenditures. For example, cyber liability insurance often goes above and beyond protecting your organization from a costly breach. In fact, a standard cyber liability policy often covers website media, cyber extortion, digital property, cyber crime, business interruption, privacy liability and networks. No business could ever adequately prepare for or protect themselves from a cyber threat.
Due to the complexity of cyber exposures, multiple departments are involved in network security and privacy. While you may feel that this complicates the application process for cyber liability insurance, insurance brokers familiar with the risks can help streamline policy purchases. Armed with only information regarding your organization’s revenue and website, seasoned insurers will be able to provide an on-the-spot estimate of terms and costs.
Increased government regulations have placed more responsibility on companies to protect clients’ personal information. In the event of a breach, notification of the affected parties is now required by law. This will add to costs that will also include security fixes, identity theft protection for the affected and protection from possible legal action. While companies operating online are at a heightened risk, even companies that don’t transmit personal data over the internet, but still store it in electronic form, could be susceptible to breaches through data lost to unauthorized employee access or hardware theft.
Your company’s online presence, whether it be through a corporate website, blogs or social media, opens you up to some of the same exposures faced by publishers. This can include libel, copyright or trademark infringement and defamation, among other things.
If an email sent from your server has a virus that crashes the system of a customer, or the software your company distributes fails, resulting in a loss for a third party, you could be held liable for the damages.
If your primary business operations require the use of computer systems, a disaster that cripples your ability to transmit data could cause you, or a third party that depends on your services, to lose potential revenue. From a server failure to a data breach, such an incident can affect your day-to-day operations. Time and resources that normally would have gone elsewhere will need to be directed towards the problem, which could result in further losses. This is especially important as denial of service attacks by hackers have been on the rise. Such attacks block access to certain websites by either rerouting traffic to a different site or overloading an organizations server.
The only way to effectively protect the assets of your business is to carry adequate commercial general liability (CGL) insurance coverage. CGL protects your business from damages caused by bodily injury or property damage for which your business is found to be legally liable.
A typical CGL policy provides coverage for claims of bodily injury or other physical injury, personal injury (libel or slander), advertising injury and property damage as a result of your products, premises or operations, and can be offered as a package policy with other coverages such as property, crime, automobile and more. As a safeguard against liability, CGL enables you to continue your normal operations while dealing with real or fraudulent claims of negligence or wrongdoing. CGL policies also provide coverage for the cost to defend and settle claims. Here is more detail into what a typical CGL policy may cover: Automatic additional insured, personal and advertising injury, defense costs, medical expenses, premises and operations liability, and Products liability.
The amount of coverage that your business needs depends on three factors: perceived risk, where you operate your business and the type of products you manufacture.
· Perceived risk: Consider the amount of risk associated with your business operations and functions. For instance, if you manufacture heavy machinery you would generally need more coverage as compared to another organization that manufactures stuffed animals.
· Premises and operations liability: If you operate in a state that has a reputation for rewarding high damages, then you may wish to purchase higher limits of liability.
· Type of product manufactured: If you manufacture a dangerous product, you may want to carry higher limits of liability.
Not all damage is physical. A CGL policy will also give you ample coverage for offenses made by employees of your company such as copyright infringement, slander, libel or malicious prosecution.
Employment practices liability (EPL) insurance is a policy used to cover your risks due to some of the most common employment-related lawsuits, including the following:
· Wrongful termination: The discharge of an employee for invalid reasons.
· Discrimination: The denial of equal treatment to employees who are members of a protected class.
· Sexual harassment: Subjecting an employee to unwelcome sexual advances, obscene or offensive remarks, or the failure to stop such behavior.
EPL works to provide the necessary resources to defend your company against a lawsuit or to pay for a claim. To best understand how to cover your EPL risks, it’s important to know the potential sources:
· Recruitment practices
· Annual conduct reviews
· Employment applications
· Enforcing performance policies
· Employment offers
· Termination
· Employee orientation process
· Improper documentation of the items listed above
Evidence of desirable employment practices and policies may be required for an EPL policy, and will certainly help defend against a suit (even for a small, home-based business with only a few employees). The underwriter may require a copy of the following policies to show that you are taking steps to reduce your risks:
· Sexual harassment
· Disability and accommodations
· Equal opportunity
· Employee discipline
· Termination
· Performance evaluations
· Internet usage/employee privacy
· Leaves of Absence
· Internal job postings
· Hiring and interviewing
· Discrimination
· Resolution/arbitration
According to researchers, three out of five employers will be sued by a prospective, current or former employee while they are in business. While many suits are groundless, defending against them is costly and time-consuming.
Small business health insurance is coverage bought by small businesses to cover employees and their dependents. There are three things that help distinguish small business health insurance from other types of coverage:
• They are made specially for small groups
• Employers can shop for a new plan at any time of year
• Employers must make contributions toward employee premiums
Small business health insurance is coverage bought by small businesses to cover employees and their dependents. There are three things that help distinguish small business health insurance from other types of coverage:
• They are made specially for small groups
• Employers can shop for a new plan at any time of year
• Employers must make contributions toward employee premiums
Small business health insurance costs are determined by your location (state), number of employees and how much you’d like to contribute to your employees’ coverage. You can get an estimate. Contact Us today.
No. Under current law, small businesses with less than the equivalent of fifty full-time workers are not required to offer health insurance.
Small business health insurance is a great choice for any employer that wants to hire and retain the best workers, but small businesses offering coverage tend to fall into three categories:
• Growing, successful businesses moving up in the world
• Businesses with highly skilled workers
• Business that are tax savvy
If you have fewer than fifty full-time employees, you aren’t required to provide health insurance. You can also choose to provide coverage only to certain employees, not all, if the criteria for selection are not discriminatory, but based on employment-based qualifications, such as full- or part-time status, tenure, seniority, job title, etc.
It’s important to consider what employees’ value most in their health coverage, since every employee is unique. Most plans cover preventive care, so instead focus on the pros and cons of the most common plan types:
• High deductible health plans (HDHPs): HDHPs have a higher deductible that must be met before insurance kicks in. Typically, they have lower monthly premiums and tend to attract groups interested in catastrophic coverage.
• Copay only plans: Copay only plans have no deductible for network services. Instead employees pay a fixed dollar amount (a copay) when they receive care. These plans may be attractive for people who want predictable costs for care.
• Traditional plans: Traditional plans use a combination of co-pays, deductibles and coinsurance. The deductible and co-pay amounts are generally lower than other plan types, so premiums are often higher.
Finally, consider offering supplemental coverage like dental, vision and life insurance. Employees often pay the full cost of these but have the advantage of group rates when offered through their employer plan.
Most small business owners will say that the best plan is the most affordable one, but there are three main factors that can influence what you’ll pay when picking a new plan:
• The amount the employer will pay toward employee premiums
• The age and health needs of the participating group, which may affect out of pocket costs
• And the type of plan preferred
The Affordable Care Act, or the ACA, affected small business owners in several ways.
• In many cases, it helped to drive costs of employer coverage down by changing the way premiums are calculated
• It affected business taxes
• It requires employers with a larger number of employees (fifty full-time employees) to offer coverage to workers
Contact us today for help in getting a quote for your small business.
Small businesses that provide health insurance plans for their employees can see some tax relief for their investment. To qualify for a tax credit for providing small business health insurance, you must:
• Enroll in your state’s Small Business Health Options Program (SHOP).
• Employ fewer than twenty-five full-time employees, with an annual average employee salary of $50,000 or less
• Pay at least half (fifty percent) of your full-time employees’ insurance premiums.
• Offer coverage to all full-time employees.
In many cases, yes, employees will receive a better deal (coverage-wise and financially) on a small business health plan.
When combined with your small business health insurance plan, supplemental insurance (also called voluntary insurance) can provide an extra layer of protection for employees in covering out-of-pocket costs. Supplemental insurance can help fill the gap in high deductible health insurance plans by combining to provide lower premium costs while helping to minimize out-of-pocket expenses.
Supplemental insurance helps employees too, by helping them to cut costs but maintain or improve employee satisfaction.
Here is how it works:
• A qualifying small employer opens an HRA account on behalf of an employee.
• Annually, the employer can put up to a certain amount (this is government regulated and can change annually) into the account for a single employee, or a larger amount for an employee with a family.
• The employee can then buy their own individual or family health insurance plan, using the money in their HRA to pay monthly premiums or certain out-of-pocket costs.
An important thing to note is that employees who receive employer HRA contributions typically won’t be eligible for government subsidies when buying coverage on their own through a government exchange. Employees can shop for individual or family coverage on non-government exchanges or directly from an insurance company.
There are four things you should consider when applying for small business health insurance:
• Can apply at any time of the year
• Must qualify as a small business (generally one full-time employee should be on payroll)
• Must contribute toward employee premiums (typically at least fifty percent)
• Required minimum of employees must enroll (typically fifty percent of eligible employees)
If you qualify as a small business owner, you can apply at any time of the year. You can make changes to your plan once per year, during your renewal season. Employees can be added or removed from the plan at any time of the year, but after open enrollment, dependents can only be added to the plan after a qualifying life event, otherwise, they typically must wait until the next annual open enrollment period for the plan to enroll.
Add an extra layer of protection to your existing business insurance coverages.
Business owners often worry about their business insurance policies providing enough protection. A Commercial Umbrella Insurance policy offers more protection on top of existing business insurance to fill any gaps left from an existing risk management strategy. Dividing your potential exposures between business insurance policies and an umbrella policy can help you secure the coverage you want at the price you want. When it comes to protecting your business, investing in multiple layers of protection is often a smart buy.
Stop spending endless money fighting a claim.
Stop worrying about how you will pay for unforeseen claims.
There is no formula for how much coverage a business should have in place. Several risk factors should be considered when deciding if your business needs an additional layer of protection. Our Specialists work to understand your business and your risk tolerance to build the right-sized plan for you.
Insurance for data breaches and other cyber events that affect your business
Insurance for employee medical expenses and lost wages when someone is injured on the job.
Insurance for vehicle damage and driver injuries resulting from vehicles used for your business.
Insurance for bodily injury, personal injury and property damage resulting from your business operations.
Insurance for corporate directors and officers to protect them personally if they are sued for wrongful acts in managing your business.
Insurance for wrongful acts related to your business employment process such as wrongful termination, discrimination, sexual harassment and retaliation.
Insurance for breaches of fiduciary duty in managing or administering your employee benefits.
Insurance for crimes related to your business such as employee dishonesty, theft or forgery.
Insurance providing your business with additional coverage above and beyond the limits of other liability policies.
Get protection for your commercial vehicles to drive your success and stop the risk.
Most of us understand how auto insurance works, but commercial auto insurance provides specific protection for any vehicles used for your business. With the cost of auto insurance on the rise, it is important to diversify your protection and make sure you have the right protection at the right price for the specific job your commercial vehicles perform.
If you use one or more vehicles to operate your business, you should have this protection in place. Our Specialists work to understand how you are using your vehicle to build solid coverage at a price you can afford.
Insurance for data breaches and other cyber events that affect your business
Insurance for employee medical expenses and lost wages when someone is injured on the job.
Insurance for bodily injury, personal injury and property damage resulting from your business operations.
Insurance for corporate directors and officers to protect them personally if they are sued for wrongful acts in managing your business.
Insurance for wrongful acts related to your business employment process such as wrongful termination, discrimination, sexual harassment and retaliation.
Insurance for breaches of fiduciary duty in managing or administering your employee benefits.
Insurance for crimes related to your business such as employee dishonesty, theft or forgery.
Insurance providing your business with additional coverage above and beyond the limits of other liability policies.
Insurance providing your business with additional coverage above and beyond the limits of other liability policies.
When you protect the personal assets of your leadership, they are empowered to lead your business into the future.
Lawsuits will often include as many entities or people as possible in their claim to ensure success. Too often, your vital leaders’ personal assets are specifically targeted and put at risk. This coverage understands your leadership structure and protects your Directors and Officers from experiencing personal loss.
Claims happen, and general protection can work to keep your business open.
Your business needs leaders, and your leaders need to know they don’t stand to lose everything.
Strong leaders demand a secure environment that protects their family and personal assets.
If you are asking us – we think All Business Professionals. Any business providing a professional service where mistakes, even perceived mistakes, are a possibility can get sued. Recent trends show professionals being sued at least once in their career. We specialize in helping law firms, accounting firms, architecture firms and title agencies so there is a good chance we can help your business as well.
Insurance for data breaches and other cyber events that affect your business
Insurance for employee medical expenses and lost wages when someone is injured on the job.
Insurance for vehicle damage and driver injuries resulting from vehicles used for your business.
Insurance for bodily injury, personal injury and property damage resulting from your business operations.
Insurance for wrongful acts related to your business employment process such as wrongful termination, discrimination, sexual harassment and retaliation.
Insurance for breaches of fiduciary duty in managing or administering your employee benefits.
Insurance for crimes related to your business such as employee dishonesty, theft or forgery.
Insurance providing your business with additional coverage above and beyond the limits of other liability policies.
Insurance providing your business with additional coverage above and beyond the limits of other liability policies.
Protect your business from the high cost of fighting allegations of wrongful termination, discrimination, workplace harassment, and retaliation.
Defending your business from an unfair claim is costly. A business can be found innocent of a claim but still face significant costs in fighting the accusations. Even the best human resources practices and employee training can’t guarantee your business won’t have claims to pay or lawsuits to fight. Employment Practices Liability Insurance helps you prepare for the costly fight against wrongful termination, discrimination, workplace harassment, or retaliation claims.
Hiring and firing is tricky and litigation in these areas is on the rise.
Stay in control of your business future by preparing for the worst.
Hiring, training, promoting, developing, or terminating employees is tricky. Workplace claims are on the rise, and businesses are looking for a way to secure their future and the future of their employees. Most businesses that have employees are exposed to potential employment practices claims.
Insurance for data breaches and other cyber events that affect your business
Insurance for employee medical expenses and lost wages when someone is injured on the job.
Insurance for vehicle damage and driver injuries resulting from vehicles used for your business.
Insurance for bodily injury, personal injury and property damage resulting from your business operations.
Insurance for corporate directors and officers to protect them personally if they are sued for wrongful acts in managing your business.
Insurance for breaches of fiduciary duty in managing or administering your employee benefits.
Insurance for crimes related to your business such as employee dishonesty, theft or forgery.
Insurance providing your business with additional coverage above and beyond the limits of other liability policies.
Insurance providing your business with additional coverage above and beyond the limits of other liability policies.
Wouldn’t it be nice to simplify your insurance buying experience without lessening your insurance protection? A Business Owner’s policy layers the most common parts of business insurance into a single policy making it easier to make a purchasing decision, consolidate costs and still receive the right level of protection for your business and its facilities. Like any self-respecting buffet, BOPs offer different coverage options within the General Liability and Property insurances to build personalized coverages to meet your business’ unique coverage needs.
Get more diverse losses covered while only having to make one purchase decision.
As a business owner, you are always worried about disruption. Fight back with this trusted business insurance foundation.
Our Specialists work with you to make sure your packaged policy matches your exposure.
You want less cost without less coverage. Consider combining your risks into a policy that multi-tasks as well as you do.
Nearly all small businesses use their Business Owner’s policy as an insurance foundation and add additional coverages as needed. By protecting your business’ facilities or any expenses arising from a product or service delivery issue, it makes for a strong business insurance foundation. Consider it the “Meat and Potatoes” of the business insurance buffet.
We thrive on building creative risk solutions and business support services to help our clients grow and succeed. Our team is a proud group of insurance gurus who know professional liability backwards and forwards. This may make us a yawner at dinner parties, but we know there is nothing funny about business risk without business insurance.
Insurance for data breaches and other cyber events that affect your business
Insurance for employee medical expenses and lost wages when someone is injured on the job.
Insurance for vehicle damage and driver injuries resulting from vehicles used for your business.
Insurance for bodily injury, personal injury and property damage resulting from your business operations.
Insurance for corporate directors and officers to protect them personally if they are sued for wrongful acts in managing your business.
Insurance for wrongful acts related to your business employment process such as wrongful termination, discrimination, sexual harassment and retaliation.
Insurance for breaches of fiduciary duty in managing or administering your employee benefits.
Insurance for crimes related to your business such as employee dishonesty, theft or forgery.
Insurance providing your business with additional coverage above and beyond the limits of other liability policies.
Insurance providing your business with additional coverage above and beyond the limits of other liability policies.
