Lawyers

Lawyers Liability Insurance

As one of the largest professional liability administrators in the nation, we partner with the leading business insurance carriers to offer law firms the highest quality coverage at affordable prices. Coupled with our experienced underwriters and account management teams, your law firm can be covered from top to bottom. 

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Frequently Asked Questions

Known also as “errors and omissions insurance” or “malpractice insurance," professional liability insurance protects law firms when being sued for alleged mistakes or omissions while providing professional legal services. Professional liability insurance is designed to cover legal fees, settlements, and judgments arising from alleged claims of negligence, errors, or omissions.

If an alleged mistake or omission made by a lawyer results in harm to a client, law firms may be held liable and may face a lawsuit. Even if the attorney or law firm did nothing wrong, they may still have to spend a significant amount of money in court defense costs.

Professional liability insurance provides financial protection to law firms in these situations. This can cover the costs of legal defense, settlements, and judgments, up to the policy limits. This coverage can help attorneys and law firms avoid financial ruin due to a lawsuit.

Many clients require their lawyers to carry professional liability insurance as a condition of doing business with them. This requirement helps to protect the client's interests if their lawyer makes a mistake that causes harm to the client.

The cost of professional liability insurance varies depending on several factors, including the number of attorneys in the firm, the amount of coverage needed, the type of law practiced by the firm, the firm’s location, the claims precedence compared to the areas of law practiced by the firm, the years of experience of the law firm’s attorneys, the firm’s risk management operations, the firm’s prior acts coverage date and the industry-wide risk factors and claims environment involved with the legal profession. In short, many factors go into the cost of a law firm’s professional liability insurance. Here are some additional details that commonly affect the cost of professional liability insurance:

  • Areas of Law Practice: Your specific area of practice or how much of your business is specialized into a certain type of practice is considered when factoring rates for coverage.  Typically, a law firm that specializes in a certain type of law practice will receive a more competitive rate than a firm that's made up of smaller percentages of many different types of areas of law practice.
  • Desired Coverage Limits: The amount of coverage you choose – or, your policy limits – will affect the cost of your premium. Higher limits usually mean paying a higher premium.
  • Deductible: The amount of your deductible can also affect the cost of your premium. A higher deductible may lower your premium, but it means you will have to pay more out-of-pocket expenses in the event of a claim.
  • Claims History: Having a history of claims (especially recent claims that have occurred in the last five years) may increase the cost of your premium regardless of whether the firm was found to be guilty of the alleged claim or successfully settled.
  • Location: A firm’s location or locations may also affect the cost of coverage. Different states have different claims environments or may have unique risk factors for attorneys that can affect the overall cost.

The cost of professional liability insurance ranges from less than a few hundred dollars to several thousands of dollars per year, depending on the varying factors mentioned. This cost may also include additional coverage options, such as cyber liability.

It is important to scrutinize the underwriting process to accurately but strategically represent your firm’s business to the prospective insurance carrier.

It's important to remember that the cost of professional liability insurance is a necessary expense to protect lawyers and their businesses from the financial risks associated with lawsuits or alleged claims made against their practice. While an additional expense, it may ultimately save you money and protect the future of your business.

Professional liability insurance and general liability insurance are types of liability insurance that provide coverage for different types of risks.

Professional liability insurance is insurance coverage for professionals to cover claims of negligence, errors, or omissions that occur while providing professional services. This type of insurance is designed to protect professionals from financial losses resulting from claims (legitimate or alleged) of negligence or mistakes made while providing those services. Professional liability insurance is typically purchased by professionals such as doctors, lawyers, accountants, architects, engineers, and consultants.

General liability insurance provides coverage for claims of bodily injury, property damage, or personal injury that occur as a result of business operations. This type of insurance is designed to protect businesses from financial losses resulting from accidents that occur on their premises or as a result of their business activities. General liability insurance may cover things like slip and fall accidents, property damage caused by your business operations, or advertising injuries.

Generally, professional liability insurance provides coverage for claims of negligence, errors, or omissions in the performance of professional services. Policies range in coverage limits, and the definition of “professional services,” and may include various endorsements to further expand a law firm’s coverage. Each of these coverage factors will affect the annual premium pricing.  The way the policy limits are calculated or paid out can also change from policy to policy.

Here are some examples of what professional liability insurance may cover:

  • Legal fees and defense costs: If a client sues a professional for an alleged mistake while performing professional services, professional liability insurance can help cover the costs of legal defense, this includes attorney fees, court costs, and other related expenses.
  • Settlements and judgments: If found liable for a mistake or error, professional liability insurance can cover the costs of settlements or judgments, up to the policy limits.
  • Breach of contract: Professional liability insurance can provide coverage for damages resulting from a breach of contract between the professional and the client.
  • Errors and omissions: Professional liability insurance can cover claims resulting from errors, omissions, or mistakes made while providing professional services to a client.
  • Negligence: Professional liability insurance can provide coverage for claims of negligence, such as failing to meet professional standards of care or failing to provide services in a timely or competent manner.

Professional liability insurance typically does not cover intentional acts or criminal behavior. In addition, policies usually have exclusions or limitations. It's best to have a licensed insurance professional review your quote options and help you compare various policies to ensure you are purchasing maximum coverage for the most competitive price.

Yes, Errors & Omissions insurance is a type of liability insurance that provides coverage for claims of negligence, errors, or omissions during the performance of professional services. It's another name for professional liability insurance or malpractice insurance.

While there may be some differences in the specific terms and conditions due to differing policies - errors & omissions insurance and professional liability insurance are terms generally used interchangeably to refer to insurance coverage that protects professionals from any claims of negligence, errors, or omissions that occur during the provision of professional services.

Alongside professional liability insurance, lawyers should consider several other types of insurance to protect their business:

  • General Liability Insurance: General liability insurance provides coverage for claims of bodily injury, property damage, or personal injury that occur during business operations. This type of insurance is important for lawyers who have an office or meeting space where clients or other visitors may be present.
  • Cyber Liability Insurance: Cyber liability insurance provides coverage for losses resulting from data breaches, cyber-attacks, or other cyber incidents. Lawyers who store sensitive client data, such as personal, financial, or medical records, are particularly vulnerable to cyber-attacks and should be encouraged to purchase this insurance.
  • Employment Practices Liability: This insurance coverage is for claims of employment-related discrimination, harassment, or wrongful termination. Lawyers with employees or who regularly work with contractors could be at risk for these types of claims.
  • Directors and Officers Insurance: This type of insurance covers claims brought against the directors and officers of a business. Lawyers who serve on the board of directors for non-profit or other organizations can purchase this insurance to protect themselves from claims brought upon them for this capacity.

A law firm’s specific insurance needs depend on a variety of factors, including the size of the firm, the types of clients served, and the services provided. Working with an experienced insurance consultant who specializes in business insurance will help determine the appropriate types and levels of insurance coverages for your business.

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Privacy Policy

Privacy Policy | Gilsbar

 

Gilsbar is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the Gilsbar site and governs data collection and usage. By using the Gilsbar site, you consent to the data practices described in this statement.

Collection of your Personal Information

Gilsbar collects personally identifiable information, such as your email address, name, home or work address or telephone number. Gilsbar also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by Gilsbar. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used by Gilsbar for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Gilsbar site.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Gilsbar public message boards, such as chat, this information may be collected and used by others. Note: Gilsbar does not read any of your private online communications.

Gilsbar encourages you to review the privacy statements of websites you choose to link to from Gilsbar so that you can understand how those websites collect, use and share your information. Gilsbar is not responsible for the privacy statements or other content on websites outside of the Gilsbar and Gilsbar family of websites.

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Gilsbar collects and uses your personal information to operate the Gilsbar Website and deliver the services you have requested. Gilsbar also uses your personally identifiable information to send you promotional materials, newsletters, and special offers on products or services available from Gilsbar and its affiliates. Gilsbar may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

Gilsbar does not sell, rent or lease its customer lists to third parties. Gilsbar may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, Gilsbar may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Gilsbar, and they are required to maintain the confidentiality of your information.

Gilsbar does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

Gilsbar keeps track of the websites and pages our customers visit within Gilsbar to determine which Gilsbar services are the most popular. This data is used to deliver customized content and advertising within Gilsbar to customers whose behavior indicates that they are interested in a particular subject area.

Gilsbar websites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Gilsbar or the site; (b) protect and defend the rights or property of Gilsbar; and, (c) act under exigent circumstances to protect the personal safety of users of Gilsbar, or the public.

Collection and Use of Mobile Numbers

 

If you provide your mobile phone number to Gilsbar, we will use it to send you text messages related to your account, services, billing, claims, security alerts, and customer support (“Transactional Messages”). If you separately opt in to receive marketing text messages, we will also send you promotions, offers, surveys, and other marketing communications (“Marketing Messages”). Consent is not a condition of purchase. Message frequency varies by program. Message and data rates may apply.

 

You may subscribe by providing your mobile number where indicated and consenting to receive text messages. You can opt out at any time by replying STOP to any message we send. After you text STOP, we may send a confirmation text to confirm your opt‑out. For assistance, reply HELP or contact us at support@gilsbar.com or 1-888-959-0736.

 

We may share your mobile number and message content with third‑party service providers who send and process text messages on our behalf. These providers are authorized to use your information only to deliver the text messaging services and are required to protect it consistent with this Privacy Statement. We do not sell your mobile number.

 

Text messaging is available to subscribers of participating U.S. carriers and is not available in all areas. Delivery of messages is subject to effective transmission by your mobile carrier and network operator.

 

You can update your mobile number and SMS preferences by [need to describe method, i.e., logging into your account settings] or by contacting us at support@gilsbar.com or 1-888-959-0736.

 

Opting out of Marketing Messages does not affect your ability to receive Transactional Messages where permitted by law.

 

We retain mobile numbers and related message metadata for as long as necessary to provide the text messaging services, comply with our legal obligations, resolve disputes, and enforce our agreements. We take reasonable administrative, technical, and physical safeguards designed to protect your mobile number and SMS information. However, wireless communications may not be encrypted; please do not include sensitive information in text replies. For additional information about our data practices, please review the rest of this Privacy Statement.

 

Use of Cookies

The Gilsbar Web site use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Gilsbar pages, or register with Gilsbar site or services, a cookie helps Gilsbar to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Gilsbar Web site, the information you previously provided can be retrieved, so you can easily use the Gilsbar features that you customized.

You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser settings to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Gilsbar services or Web sites you visit.

Security of your Personal Information

Gilsbar secures your personal information from unauthorized access, use or disclosure. Gilsbar secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Statement

Gilsbar will occasionally update this Statement of Privacy to reflect company and customer feedback. Gilsbar encourages you to periodically review this Statement to be informed of how Gilsbar is protecting your information.

Contact Information

Gilsbar welcomes your comments regarding this Statement of Privacy. If you believe that Gilsbar has not adhered to this Statement, please contact Gilsbar at jwunder@gilsbar.com. We will use commercially reasonable efforts to promptly determine and remedy the problem.

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Terms of Use

Terms of Use | Gilsbar

AGREEMENT BETWEEN USER AND Gilsbar

 

The Gilsbar Web Site is comprised of various Web pages operated by Gilsbar.

The Gilsbar Web Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the Gilsbar Web Site constitutes your agreement to all such terms, conditions, and notices.

 

MODIFICATION OF THESE TERMS OF USE

Gilsbar reserves the right to change the terms, conditions, and notices under which the Gilsbar Web Site is offered, including but not limited to the charges associated with the use of the Gilsbar Web Site.

LINKS TO THIRD PARTY SITES

The Gilsbar Web Site may contain links to other Web Sites ("Linked Sites"). The Linked Sites are not under the control of Gilsbar and Gilsbar is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Gilsbar is not responsible for webcasting or any other form of transmission received from any Linked Site. Gilsbar is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Gilsbar of the site or any association with its operators.

NO UNLAWFUL OR PROHIBITED USE

As a condition of your use of the Gilsbar Web Site, you warrant to Gilsbar that you will not use the Gilsbar Web Site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Gilsbar Web Site in any manner which could damage, disable, overburden, or impair the Gilsbar Web Site or interfere with any other party's use and enjoyment of the Gilsbar Web Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Gilsbar Web Sites.

USE OF COMMUNICATION SERVICES

The Gilsbar Web Site may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, "Communication Services"), you agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using a Communication Service, you will not:

  • Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
  • Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information.
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  • Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages.
  • Conduct or forward surveys, contests, pyramid schemes or chain letters.
  • Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner.
  • Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.
  • Restrict or inhibit any other user from using and enjoying the Communication Services.
  • Violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.
  • Harvest or otherwise collect information about others, including e-mail addresses, without their consent.
  • Violate any applicable laws or regulations.

Gilsbar has no obligation to monitor the Communication Services. However, Gilsbar reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. Gilsbar reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.

Gilsbar reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in Gilsbar's sole discretion.

Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. Gilsbar does not control or endorse the content, messages or information found in any Communication Service and, therefore, Gilsbar specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized Gilsbar spokespersons, and their views do not necessarily reflect those of Gilsbar.

Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you download the materials.

MATERIALS PROVIDED TO Gilsbar OR POSTED AT ANY Gilsbar WEB SITE

Gilsbar does not claim ownership of the materials you provide to Gilsbar (including feedback and suggestions) or post, upload, input or submit to any Gilsbar Web Site or its associated services (collectively "Submissions"). However, by posting, uploading, inputting, providing or submitting your Submission you are granting Gilsbar, its affiliated companies and necessary sublicensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.

No compensation will be paid with respect to the use of your Submission, as provided herein. Gilsbar is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in Gilsbar's sole discretion.

By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.

Text Messaging Terms

Gilsbar offers text messaging programs that may include: (i) account, claims, billing, security, and service notifications (“Transactional Messages”); and (ii) optional promotions and marketing communications (“Marketing Messages”), if you opt in. By providing your mobile number and confirming your opt‑in, you consent to receive the applicable text messages from Gilsbar at the mobile number you provided, including messages sent using an automated dialing system. Consent is not a condition of purchase.

You may opt out at any time by replying STOP to a text message from us. You can obtain assistance by replying HELP or contacting us at support@gilsbar.com or 1-888-959-0736.

After you opt out, you may receive a one‑time message confirming your request. Message frequency will vary by program and your interactions with us (e.g., the number of alerts you enable). Message and data rates may apply. Check with your mobile carrier for details.

Text messaging is available to subscribers of participating U.S. mobile carriers and is not guaranteed to be available on all devices or in all areas. Carriers are not liable for delayed or undelivered messages. You represent that you are the owner or authorized user of the mobile number you provide and will promptly notify us if you change or deactivate that number. You agree not to provide a number that is not yours. Information we collect in connection with text messaging is governed by our Privacy Statement (/privacy-statement). Please do not send sensitive information via text.

We may modify or terminate any text messaging program at any time, with or without notice, to the extent permitted by law. Your continued participation after a change constitutes acceptance of the modified terms. For questions about these Text Messaging Terms, contact us at support@gilsbar.com or 1-888-959-0736.

LIABILITY DISCLAIMER

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE Gilsbar WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. Gilsbar AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE Gilsbar WEB SITE AT ANY TIME. ADVICE RECEIVED VIA THE Gilsbar WEB SITE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.

Gilsbar AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE Gilsbar WEB SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. Gilsbar AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL Gilsbar AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE Gilsbar WEB SITE, WITH THE DELAY OR INABILITY TO USE THE Gilsbar WEB SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE Gilsbar WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE Gilsbar WEB SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF Gilsbar OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE Gilsbar WEB SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE Gilsbar WEB SITE.

SERVICE CONTACT: jwunder@gilsbar.com

 

TERMINATION/ACCESS RESTRICTION

Gilsbar reserves the right, in its sole discretion, to terminate your access to the Gilsbar Web Site and the related services or any portion thereof at any time, without notice. GENERAL To the maximum extent permitted by law, this agreement is governed by the laws of the State of Washington, U.S.A. and you hereby consent to the exclusive jurisdiction and venue of courts in San Mateo County, California, U.S.A. in all disputes arising out of or relating to the use of the Gilsbar Web Site. Use of the Gilsbar Web Site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and Gilsbar as a result of this agreement or use of the Gilsbar Web Site. Gilsbar's performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of Gilsbar's right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Gilsbar Web Site or information provided to or gathered by Gilsbar with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and Gilsbar with respect to the Gilsbar Web Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and Gilsbar with respect to the Gilsbar Web Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent an d subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be drawn up in English.

COPYRIGHT AND TRADEMARK NOTICES:

All contents of the Gilsbar Web Site are: Copyright © 2014-2021 by Gilsbar and/or its suppliers. All rights reserved.

TRADEMARKS

The names of actual companies and products mentioned herein may be the trademarks of their respective owners.

The example companies, organizations, products, people and events depicted herein are fictitious. No association with any real company, organization, product, person, or event is intended or should be inferred.

Any rights not expressly granted herein are reserved.

NOTICES AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT

Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement under United States copyright law should be sent to Service Provider's Designated Agent. ALL INQUIRIES NOT RELEVANT TO THE FOLLOWING PROCEDURE WILL RECEIVE NO RESPONSE. See Notice and Procedure for Making Claims of Copyright Infringement.

 

 

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